Thursday, December 31, 2009

How To Withdraw Paypal With Zero Fees

Paypal gives opportunity for malaysian to withdraw money other than send money by check or credit card. Malaysian now can withdraw money by using:
  1. Debit Card (eg: Maybank Debit Card)
  2. Transfer to selected bank (eg: Maybank)
We will be charged $5 (USD) if withdraw money has been done by using debit card.

If withdraw has been done by transfer to local bank, we also will be charged RM3 if withdrawal amount is less than RM400.

But if withdrawal amount is RM400 or more, by transfer to local bank, NO FEE for this withdrawal transaction. So if you want to withdraw money RM400 or more at paypal, just do it by using transfer to selected local bank. You will get clean amount in your bank account without any fees!

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Wednesday, December 9, 2009

How To Secure Maybank VISA Debit Card Online

Maybank VISA Debit Card provides good facilities. We also can control our budget more than credit card. We just can buy anything if we have money in our maybank account. Paypal also provide facility to withdraw our money from paypal to maybank account.

Since debit card is different with credit card, we are facing some problems instead:

1. Any chargeback are not allowed (more risks to unauthorized payment, not receive item, account hacked)

2. Risk to lose all your money in maybank account (since we could not do any chargebacks if our account has been hacked)

Steps to secure our debit card online:

1. Do not buy anything using debit card, but please use credit card. Especially for expensive items.

2. Do not leave so much money in your maybank account. Just transfer it to other bank account. Better transfer to bank account that does not use any cards.

3. Since we are not using our debit card for online purchase (maybe only use for withdraw money from paypal), please go to ATM machine

* Please make sure that our ATM card is safe at the same time.

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